REVERSIBLE STORY

NECESSARY EXPENDITURE
A concrete mixer has come and gone from the house next door. Mr. and Mrs. Charray are renovating their wine cellar. If they improve their cellar, they will pay less for fire insurance. At the moment, their fire insurance is very expensive. The reason for this is that they own thousands of bottles of very good wine. They have very good wine and some fine paintings, but their taste in clothes and furniture is strictly lower middle class.
EXPENDITURE NECESSARY
The Charrays’ taste in clothes and furniture is dull and strictly lower middle class. However, they do own some fine paintings, many by contemporary Canadian and American painters. They also have some good wine. In fact, they own thousands of bottles of very good wine. Because of this, their fire insurance is very expensive. But if they enlarge and otherwise improve their wine cellar, the fire insurance will be less expensive. They are doing this: a concrete mixer has just come and gone from their house, next door.